If you’re injured in a truck accident, your claim process is going to be vastly different than an auto accident claim that involves a passenger vehicle.
Because semi-trucks and truck drivers are working for a company, the insurance policy will be vastly different. It’s even possible that there are multiple “commercial policies” for a truck that has caused injuries in a wreck.
The difference between semi truck accident claims and auto accident claims is not necessarily a bad thing. In fact, the Federal Motor Carrier Safety Administration (FMCSA) requires semi-trucks to carry larger minimum policies than the average driver, so depending on the accident, this could work in the plaintiff’s favor.
How Much Can I Recover After A Truck Accident?
No one can give you a dollar estimate for how much you can expect to receive until there has been a full investigation into your claim. There are so many factors that go into a truck accident case that every claim is unique.
There are several factors we take into consideration when coming up with a total value for your semi-truck case, including some of the following:
- Total amount of your medical bills
- Expected future medical bills
- Lost wages from missed work
- The severity of your injuries
- Loss of companionship
- Pain and suffering
- Property damage
After a tractor-trailer accident, call a personal injury lawyer as soon as practicable. Trucking companies are notorious for trying to settle claims quickly, and there are land mines set up throughout the claims process that are set up specifically to minimize your claim.
Settling A Truck Accident Claim FAST
We never advise anyone to try to settle a semi truck accident claim quickly. Most people want to get it “over and done with” as quickly as possible, but if you do that, you’re setting yourself up for future problems.
We often find that circumstances drastically change for victims in the months following these types of accidents. For instance, we’ve seen the following scenarios play out time and time again:
- The accident victim wasn’t fully aware of their total injuries. Adrenaline plays a big role in any auto accident – whether or not they involve a semi truck. It’s that feeling of being “shaken up” after a crash. Adrenaline can make it difficult to perceive how injured you really are. In a few days, the pain may become very evident.
- The length and type of treatment changed as injuries began to heal or worsen. The injury itself could get worse over time. This may cause a change in treatment plan, which affects the cost. These treatment changes are difficult to anticipate, and could become expensive.
- The victim didn’t anticipate the strain it would place on their personal life. It can be nerve wracking to pass a semi-truck in your car after you’ve been in an accident with one.
It’s nearly impossible to account for all of your injuries and future losses right away. Don’t make the mistake of trying to settle as soon as possible. It will only hurt you.
No Two Accidents Are The Same
No two truck accidents or even auto accidents are the same. The exact cause of any given accident can vary, and so can its results. Sometimes, a vehicle is totaled, and a driver or passenger is killed. Oher times, a total accident can result in minor injuries or no injuries at all.
When the accidents vary, so do the settlements. If your friend was in a seemingly similar accident, they may have very valuable advice for you, but not all of the evidence has been collected. That’s why it’s so important to seek legal help.
If you want to find out what Schultz & Myers Personal Injury Lawyers can do for your truck accident case, call us at 314.444.4444. We offer free case evaluations with absolutely no obligation to hire us. We’re here to help.