Personal Injury VS Bodily Injury: Here’s What You Need To Know

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When someone gets hurt, you may hear the terms personal injury and bodily injury. While these two may seem interchangeable, they have different meanings. Personal injury is often referenced in civil court claims and defines the costs incurred from an accident or wrongful death. These types of claims compensate victims of accidents. Bodily injury refers to injuries sustained by the victim of an assault or another type of crime. Specific types of harm done to the body, including bruises, cuts, broken bones, or nerve damage, fall under the category of bodily injury. Bodily injury liability coverage can help cover the cost of someone’s physical injuries if you’re found to be the at-fault party. Personal injury includes physical, mental, or emotional damage that occurred in an accident. Personal injury protection (PIP) insurance provides payment for all injury-related medical and rehabilitation expenses. PIP insurance is also meant to cover loss of income and any funeral or burial expenses.

Damages given in personal injury cases include economic and non-economic damages. Economic damages are classified based on losses and include medical bills or rehabilitation costs. Non-economic damages include pain and suffering and are more difficult for insurance companies to value. At Schultz & Myers, our personal injury attorneys will examine all relevant aspects of your case and assist you through the often complex process of filing a personal injury claim.

Seek the Full Financial Compensation You Deserve With One of Our Personal Injury Lawyers

When you are injured in an accident, you should focus on recovering instead of worrying about seeking compensation on your own. Our team of exceptional and compassionate lawyers at Schultz & Myers have the experience to help you hold the responsible party accountable and financially liable for damages. Call (314) 582-2389 or contact us online to schedule your free, in-person consultation.

Personal and Bodily Injury FAQ

Can I Represent Myself in a Personal Injury Claim?

Yes, the court allows you to represent yourself in personal injury claim cases. This is referred to as appearing pro se or on your own. If you’re suing on behalf of a corporation, on behalf of your child, or filing a class-action lawsuit, you will not be able to appear in court pro se.

Are car accidents the only type of personal injury claims?

No, but they are the most common. Personal injury cases also include defective products, dog bites, home accidents, and malpractice claims.

What are damages in personal injury cases?

Damages are known as losses or expenses that you’ve incurred resulting from the accident.

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