Did you sustain an injury while at work in Ladue, Missouri? You may have legal options, including filing a workers’ compensation claim and a personal injury lawsuit against a responsible third party. Call Schultz & Myers Personal Injury Lawyers at (314) 912-3302 for a free consultation with a Ladue workers’ compensation lawyer.
Our Ladue workers’ compensation lawyers have over 100 years of combined experience and have recovered more than $100 million for our clients. That’s a history of winning results you can trust throughout your case.
How Schultz & Myers Personal Injury Lawyers Can Help With Your Workers’ Comp Claim in Ladue, Missouri
Workplace accidents in Ladue, MO, bring a level of legal complexity that many other kinds of personal injury cases don’t. However, it’s well worth the effort to fully look into your options in these circumstances, as you may be able to secure much more in money damages than you originally anticipated.
At Schultz & Myers Personal Injury Lawyers, our Ladue personal injury attorneys can help you by:
- Investigating your accident and documenting your injuries
- Determining your legal rights and all available options
- Identifying any liable third parties beyond your employer
- Evaluating what your claim is worth
- Collecting and preserving evidence
- Negotiating a settlement agreement
- Filing a lawsuit if applicable
Contact our Ladue workers’ compensation attorneys today for a free consultation. We can answer all of your questions when we meet for your free consultation.
Workers’ Compensation in Missouri
Missouri law requires most employers with five or more employees to carry workers’ compensation insurance under RSMo Chapter 287. Construction employers must carry coverage regardless of how many workers they have.
Workers’ comp in Missouri operates on a no-fault basis. That means you can still receive benefits even if the accident was partly your fault. There are limited exceptions, such as injuries caused by intoxication, but the system is designed to cover the vast majority of workplace injuries.
You can file a workers’ compensation claim for several types of benefits:
- Medical benefits cover all reasonable and necessary treatment related to your work injury. Note, however, that your employer typically has the right to select the treating physician.
- Temporary total disability (TTD) pays two-thirds of your average weekly wage while you are unable to work during your recovery.
- Permanent partial disability (PPD) compensates you for more lasting impairments. The amount depends on factors including the nature and extent of the disability and your average weekly earnings, subject to statutory limits.
- Permanent total disability (PTD) applies when your injury leaves you unable to work in any reasonable capacity. These benefits are paid at two-thirds of your average weekly wage (subject to the statutory maximum) for the rest of your life.
- Death benefits provide financial support to the surviving spouse and dependents of a worker who dies from a job-related injury or illness, along with coverage for burial expenses.
Vocational rehabilitation services may also be available if your injury prevents you from returning to your previous position. Contact our law firm today for more information about the benefits you may be eligible for.
What About Filing a Personal Injury Lawsuit?
Workers’ compensation benefits do not always cover the full extent of your losses. If a third party’s negligence played a role in your injury, you may be able to file a separate personal injury lawsuit for additional compensation. You generally cannot sue your own employer if they carry workers’ comp insurance, but claims against outside parties are a different matter.
Some common situations that can lead to a third-party claim include:
- You are injured in a car accident while carrying out your work duties.
- A property owner’s carelessness contributes to an injury at a construction site.
- A defective piece of equipment causes harm while you are performing your job.
- A subcontractor’s unsafe work practices lead to an accident.
A third-party lawsuit gives you access to damages that workers’ comp does not provide, including non-economic damages like pain and suffering. Our team can evaluate the facts of your case and determine whether a third-party claim is available to you.
Contact Our Ladue Workers’ Compensation Attorneys for a Free Case Assessment
Were you injured at work in Ladue, MO? Workers’ comp is likely an option for receiving benefits, and you may also have the chance to file a lawsuit for substantially more compensation. Schultz & Myers Personal Injury Lawyers can handle your claim from start to finish while you focus on your recovery.
Our Ladue workers’ compensation attorneys have recovered more than $100 million for our clients. We also work on a contingency fee basis, so you only pay attorney’s fees if your case is successful. Give us a call today to learn more and schedule a free consultation.
