Did you recently suffer injuries while working in St. Louis, Missouri? Regardless of who’s at fault, you may have the right to recover compensation through your employer’s workers’ compensation policy. However, getting all of the benefits you deserve can be a challenge. That’s where the St. Louis workers’ compensation lawyers at Schultz & Myers Personal Injury Lawyers can help.
Collectively, our AV-rated attorneys have decades of experience and have won over $50 million in benefits, settlements, and verdicts on behalf of injury victims and families in St. Louis. Our hard work and dedication have landed us on prestigious lists in the legal field, including Super Lawyers, National Trial Lawyers “Top 100 Trial Lawyers,” and Best Lawyers in America. We’ve also been distinguished as Best Lawyers in St. Louis by St. Louis magazine.
When you’re faced with an uphill battle against a tough insurance company, we’re the advocates you’ll want standing beside you. Call our law office in St. Louis, MO to get started with a free consultation at (314) 444 4444.
How Schultz & Myers Personal Injury Lawyers Can Help With Your Workers’ Compensation Claim For Benefits in St. Louis
Even though you may be entitled to benefits, your employer’s workers’ compensation insurance provider will not make the claims process easy for you. They might try to limit your benefits or deny your claim altogether. There’s too much at stake to navigate this trying time alone.
That’s where Schultz & Myers Personal Injury Lawyers comes in.
Our St. Louis personal injury lawyers have the experience, knowledge, and resources you need to win your case. Perhaps more importantly, we have the drive and passion that you’ll need to get the best results. Our clients come first, and we’ll never sacrifice the quality of our representation to make a quick deal if that means leaving money on the table.
While you focus on recovering from your workplace injuries, our personal injury attorneys in St. Louis will:
- Gather evidence that we’ll need to submit with your claim and recover the full value of your benefits
- Handle claims-related conversations with your employer and their insurance company
- Consult with experts and specialists who can help us accurately identify the extent of your trauma and build a strong claim for benefits
- Determine if you may qualify for damages in a third-party lawsuit in addition to benefits recovered in your workers’ compensation claim
- Lead settlement negotiations with the insurance carrier and other parties to secure the best possible benefits package for you
- Appeal denials or decisions that do not reflect your best interests
Our St. Louis law office works on a contingency fee basis, meaning there’s no cost to you unless your case is resolved in your favor. No win, no fee – guaranteed.
Give us a call or reach out to us online to discuss your claim for workers’ compensation benefits today.
What is Workers’ Compensation?
Workers’ compensation is mandatory insurance coverage that most employers in the state of Missouri are required to have. Any employer with five or more employees (or an employer in the construction industry) has to carry workers’ comp.
When a worker is hurt on the job, they automatically qualify for benefits related to their injury or illness.
However, there’s a catch. Workers’ compensation is a no-fault system. So, in exchange for benefits regardless of fault, Missouri workers waive the right to file a lawsuit against their employer.
Essentially, workers’ compensation is a win-win for workers and employers.
- Workers have a path toward a financial recovery without having to prove liability or fault.
- Employers are protected against lawsuits from workers who get hurt during the course of their employment.
However, insurance companies – including employers’ workers’ compensation providers – are for-profit entities. They’re more interested in making money than ensuring that injured workers are awarded benefits they rightfully deserve. So, many times, providers search for ways to deny workers’ compensation claims or limit how much money is awarded to an injured employee.
Therefore, it can be essential to hire an experienced St. Louis workers’ compensation attorney to lead your fight for benefits.
What’s a Job-Related Injury?
To qualify for workers’ compensation, you must be a covered employee who suffers a job-related injury or illness.
What does it mean to suffer a “job-related” injury? This means you were injured or have been diagnosed with an occupational disease during the course and scope of your employment. Workers’ comp will likely cover your injuries and illnesses as long as you’re on the clock and performing tasks related to your position.
You don’t necessarily have to be at work to qualify for workers’ comp. Let’s say you drive regularly or run errands from time to time for your boss. If you’re involved in a car accident or truck accident in St. Louis, you may be entitled to workers’ compensation benefits (as well as damages from a negligent motorist or third party).
What Benefits Are Available in St. Louis Workers’ Compensation Cases?
Workers’ compensation is distinct from other types of personal injury claims in many ways. One of those involves the types of compensation that can be awarded. There are strict limits on what damages you can receive and how much money you can get.
Here are the benefits that you may be able to recover if you file a workers’ compensation claim in St. Louis, Missouri:
- Medical expenses: Your employer is required to cover the costs of reasonable and necessary medical treatment related to your on-the-job injury.
- Temporary total disability benefits: These cover your lost wages if you cannot return to work immediately after your accident. In Missouri, TTD equals two-thirds of your average weekly wage before your accident (subject to a statutory cap).
- Temporary partial disability benefits: If you can return to work in some capacity, you can receive TPD benefits. These equal two-thirds of the difference between your average weekly wage pre-accident and what you’re capable of earning now.
- Permanent disability benefits: Benefits can be awarded if you become partially or totally disabled because of your workplace accident or illness. The value can depend on what part of your body is injured, how serious your injury is, and your average weekly wage.
You might notice that workers’ compensation doesn’t cover the costs of non-economic losses, such as pain and suffering. In order to secure additional money for your work-related injury, you would have to consider filing a personal injury lawsuit against a liable third party, such as a property owner or product manufacturer.
When Do I Have to File a Claim for Workers’ Compensation Benefits in St. Louis, Missouri?
Under Missouri state law, you must report your workplace accident, injury, or illness to your employer within 30 days. This notice has to be provided in writing. You can lose the right to recover workers’ compensation benefits if you fail to do this.
As long as you report your injury on time, you’ll have up to two years to formally file a claim for workers’ compensation benefits.
If you decide to file a civil personal injury lawsuit against a negligent third party, Missouri law gives you five years to take action.
Once the statute of limitations that applies to your case expires, you lose the right to recover compensation. Don’t let too much time go by before taking action. Better yet, reach out to our St. Louis workers’ compensation attorneys as soon as you can after you’re injured on the job. We can begin to put a plan into action immediately and work toward getting you the benefits you deserve.
We’ll Help You Seek Benefits For All of Your Work-Related Injuries
At Schultz & Myers Personal Injury Lawyers, our top-rated trial attorneys are prepared to help you navigate the workers’ compensation claims process and seek compensation for all of your workplace injuries.
We represent clients who have suffered a:
- Burn injury
- Broken bone or fracture
- Spinal cord injury
- Traumatic brain injury
- Back injury
- Repetitive motion injury
- Crushing injury
- Eye injury and vision loss
- Hearing loss and tinnitus
- Occupational illness and disease
- Soft tissue damage
- Catastrophic injury
- Fatal workplace injury and wrongful death
Seek medical care immediately, and then reach out to our law office serving St. Louis to discuss your legal rights with our team.
Schedule a Free Consultation With an Experienced St. Louis Workers’ Compensation Lawyer
Medical bills can add up quickly after a job-related injury. If your trauma prevents you from getting back to work, a loss of income can make a difficult situation even worse.
Fortunately, workers’ compensation benefits can be awarded to soften the blow. In order to get all of the benefits you deserve, it’s smart to work with an experienced St. Louis workers’ compensation lawyer.
Call Schultz & Myers Personal Injury Lawyers. We will put decades of combined experience behind your case and fight to make your employer’s workers’ compensation insurer consider your claim fairly. We offer a free initial case evaluation, so reach out to set up a time for yours today.
Our St. Louis, MO personal injury law firm also provides:
- Brain injury attorney in St. Louis
- Boating accident lawyers in St. Louis
- Bus accident lawyer in St. Louis, MO
- Car crash attorney in St. Louis
- Catastrophic Injury attorneys in St. Louis
- Medical malpractice Lawyers in St. Louis
- Motorcycle accident attorneys in St. Louis
- Slip and fall lawyer in St. Louis
- Wrongful death lawyer in St. Louis