Who Will Pay My Medical Bills After a Car Accident in St. Louis?

If you’ve been injured in a car accident in St. Louis, Missouri, you may be under tremendous pressure. Aside from the uncertainties you have about your physical well-being, you’re also worried about getting your medical expenses paid. Our St. Louis car accident attorneys can help ease some of your stress. 

Our philosophy is simple. If someone else’s carelessness causes you injury, our St. Louis personal injury attorneys believe they should be held accountable for their actions. You may have to suffer the physical consequences of their negligence, but you don’t have to suffer the financial pain that goes along with it. 

Getting your life back to the way it was before the accident requires the best medical care available. It also requires an outstanding attorney who has what it takes to get you the compensation you need to pay for that medical care. Contact us today at (314) 444-4444 to learn more about what Schultz & Myers Personal Injury Lawyers can do to help you through this challenging time. 

Why Choose Schultz & Myers Personal Injury Lawyers if You’ve Been Injured in a St. Louis Car Accident?

Why Choose Schultz & Myers Personal Injury Lawyers if You’ve Been Injured in a St. Louis Car Accident?

Since our St. Louis personal injury law firm first opened its doors in 2010, we’ve been relentlessly committed to advocating for the rights of accident victims. Our hard work has paid off by delivering hundreds of millions of dollars in compensation to our clients.   

Schultz & Myers Personal Injury Lawyers gets these results through hard work and standing up to insurance companies who don’t care about your physical or financial health. When you hire us after a car crash in St. Louis, MO, we’ll get right to work on your case by:

  • Conducting our own independent investigation into your car accident
  • Identifying all parties who are liable for your damages
  • Assisting you with filing a claim with the at-fault parties’ insurance companies
  • Reviewing your own insurance policy to determine if you are entitled to additional compensation
  • Handling all settlement negotiations with the insurance companies

Taking on the insurance company yourself while trying to heal from your injuries is just too much. We have years of experience in going toe-to-toe with insurance companies, and recognizing common tactics they use to either limit your recovery or deny it completely. Because your priority is focusing on your physical health, you need an experienced car accident lawyer in your corner to fight for your financial health.

We handle all types of car accident claims, including:

Call us today to schedule a free and confidential consultation. We’ll put you first, and we won’t ever compromise your claim just for the sake of a quick settlement.

Who Is Responsible for Compensating Me for My Injuries in a St. Louis Car Accident? 

With a population of over 300,000 people, St. Louis is a bustling city. In 2021, nearly 6,000 people were injured and 71 people were killed in St. Louis car accidents. You never plan on being involved in a car crash, but when you are, your life can be turned upside down in many ways.

Missouri is an “at-fault” car accident state, which means that the person whose negligence caused the accident, or their insurance company, is responsible for paying your damages. Because Missouri is an at-fault state, determining liability for the accident is absolutely critical.  

Establishing fault isn’t always easy, and sometimes more than one person could be at fault for the accident. To prove fault, you must show that:

  • Another driver or person owed you a duty to use reasonable care in operating their vehicle
  • They breached that duty of care
  • The breach was the actual and proximate cause of the accident 
  • You suffered injuries as a result

When fault is unclear, insurance companies may use this to limit your claim or deny it altogether by blaming you. Schultz & Myers Personal Injury Lawyers has years of experience in thoroughly examining evidence to establish who was at fault, so we won’t let the insurance company get away with the blame game. 

What if I Was Partly Responsible for Causing the Accident?

If your own conduct contributed to the accident, that could impact the amount of your recovery, but it likely won’t bar it. 

Missouri is a comparative fault state. This means that your own degree of fault will reduce your compensation proportionately. If, for example, your total damages are $100,000, but you were 25% at fault for the accident, your recovery will be reduced to $75,000.   

This presents another opportunity for insurance companies to limit your recovery. They may try to argue that if you weren’t 100% at fault for the accident, you were at least partially responsible. This is why we conduct our own investigation into the accident. When it comes time to negotiate a settlement, we’ll have the facts on our side.

Get a Free Consultation by Calling Schultz & Myers Personal Injury Lawyers

Car accidents often happen without warning. As careful as you are, plenty of other drivers don’t share your concern for others’ safety. If you’ve been hurt in a St. Louis car accident, the road to physical recovery can be a long one. Don’t make it harder by going through the claims process yourself.

The insurance company will put one roadblock after another in your way just to avoid paying you your fair compensation. With Schultz & Myers Personal Injury Lawyers in your corner, we’ll knock those roadblocks down. 

Because car accidents can happen at any time of the day, we’re available around the clock to take your call to arrange for a free consultation. We’ll evaluate your case, answer all your questions, and talk to you about your legal options and next steps. 

Additional St. Louis Car Accident Resources

Learn more about car accident FAQs: