Missouri Car Accident Claims Process

Trying to get through the car accident insurance claims process while recuperating from your injuries makes a painful situation worse. It’s a difficult time for you and your family, but our Missouri car accident claims process attorneys can help ease your burden.

Your primary job after getting injured in a car accident is to focus 100% of your energy on healing. Our job is to get you the compensation you need to pay for your medical treatment and other losses you may have experienced, including your pain and suffering. 

Schultz & Myers Personal Injury Lawyers understand the tremendous amount of stress you’re experiencing. The good news is that we have been helping people in your situation for years, and we can get you through it as well. Call us at (314) 444-4444 for your free consultation so we can begin assessing your case and discussing your options.

How Schultz & Myers Personal Injury Lawyers Can Help You Through the Missouri Car Accident Claims Process   

How Schultz & Myers Personal Injury Lawyers Can Help You Through the Missouri Car Accident Claims Process

If you’ve never had to deal with the car accident insurance claim process, you may think it’s as simple as filling out a few forms and getting the compensation to which you’re entitled. Unfortunately, our Missouri car accident lawyers know that insurance companies don’t make it easy for accident injury victims. 

Aside from choosing your healthcare team to get you back on your feet, the attorneys you hire to get you compensation to pay for that care is an important decision. When you’ve got Schultz & Myers Personal Injury Lawyers in your corner, you’re getting top-rated advocates who have: 

  • Been recognized as one of the Top 10 Personal Injury Lawyers in Missouri
  • Earned Martindale-Hubbell’s AV Preeminent Rating
  • Were selected as Missouri’s Best Lawyers in Compensation Law
  • Recovered over $100 million in verdicts and settlements for our clients 

Getting fair compensation for accident injury victims takes superior negotiation skills and a willingness to take the case to trial if the insurance company refuses to treat your injuries seriously.  We go to the negotiation table prepared and ready to hold the parties responsible for your injuries accountable.

Call us today to find out more. We offer a free consultation, but more importantly, we offer you your best shot at getting the compensation you deserve.

How the Car Accident Claims Process Works in Missouri 

Missouri is an “at-fault” accident state, meaning that the person whose negligence caused your accident, or their insurance company, is responsible for paying your damages. To prove another party’s negligence liability, you’re required to establish four things:

  • The other driver owed you a duty to use reasonable care
  • The other driver breached that duty of care by acting carelessly or recklessly
  • The breach of duty was the actual and proximate cause of the accident
  • You suffered damages as a result

These are very exacting elements for which you have the burden of proving. If you cannot prove any one or more of these elements “by a preponderance of the evidence,” the insurance company could deny your claim in part or in whole.

This is why it is important to have an experienced Missouri car accident claim attorney like those at Schultz & Myers Personal Injury Lawyers representing you.

We have experience handling:

Call us for a free consultation. We’re meticulous in our preparation so that when it does come time to begin negotiating a settlement of your claim, we’re armed with the facts and the law. 

How Long Do I Have To File a Lawsuit if My Missouri Car Accident Claim Doesn’t Settle? 

It’s true that the vast majority of personal injury cases settle before going to trial. Approximately only 5% of cases go to trial. But make no mistake, if the insurance company won’t negotiate your settlement in good faith, we won’t hesitate to file a lawsuit and take it all the way to a jury trial if necessary.

This is where Missouri’s statute of limitations comes in. Timing is critical because Missouri law establishes a deadline by which you must file your lawsuit. 

If you were injured in a Missouri car accident and the insurance company won’t settle your claim for a fair amount, you have five years from the date of the accident to sue. However, if your loved one was killed in a Missouri car accident, you have only three years from the date of their death to file a wrongful death action. 

Five and three years may seem like a long time, but it’s so critical to act upon your rights as soon as you can. As time passes by, important evidence may become damaged or lost, and witnesses’ memories fade. 

Call a Missouri Car Accident Claims Process Attorney for a Free Case Evaluation 

Missouri car accidents can devastate your physical health as well as your financial health. Trying to get through the Missouri car accident claims process while you’re trying to deal with your injuries at the same time is not an ideal situation. 

Schultz & Myers Personal Injury Lawyers will relieve you of the mental stress of getting the compensation you deserve by guiding you through the claim process and protecting you against insurance companies that don’t care about your well-being.

Don’t settle for anything less.

Additional St. Louis Car Accident Resources

Learn more about car accident FAQs: