St. Louis Underinsured Motorist Lawyer

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The period following an accident can be filled with confusion and distress, particularly when the at-fault driver lacks sufficient insurance coverage to adequately compensate for your damages. In such cases, you may be entitled to file an underinsured motorist insurance claim to recover compensation for your injuries.

At Schultz & Myers Personal Injury Lawyers, our St. Louis underinsured motorist attorneys are ready to help you understand your rights and explore your options for moving forward with an underinsured motorist insurance claim.

Our St. Louis car accident lawyers have been supporting accident injury victims since 2010, and we believe that if you are injured in a car accident due to another driver’s negligence, you should not have to handle the financial burden alone.

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How Can Schultz & Myers Personal Injury Lawyers Help You After a St. Louis Car Accident With an Underinsured Motorist?

If you’ve been injured in a St. Louis, MO, car accident with an underinsured driver, you’re likely concerned about how you will afford your mounting medical costs and other bills. During such a challenging time, you need the experience of a top-rated firm like our St. Louis personal injury lawyers to navigate your options.

At Schultz & Myers Personal Injury Lawyers, you can be confident we will advocate powerfully on your behalf. We have secured over $100 million in financial relief for clients in similar situations through our years of experience, knowledge, and determination.

We are committed to your case from the beginning and can help by:

Conducting a thorough investigation into your accident
Gathering crucial evidence to establish fault
Verifying if the at-fault driver had insurance at the time of the accident
Checking your policy for underinsured motorist coverage if the at-fault driver was underinsured
Handling all settlement negotiations with the insurance company

Schultz & Myers Personal Injury Lawyers enters every negotiation fully prepared. We’ll know every detail of your case and will defend you against any claims that you were responsible for your injuries.

Contact us today for a free consultation to learn more about how we will strive to secure the maximum compensation you deserve.

If the At-Fault Driver Is Underinsured, How Do I Get Compensation for My Injuries?

This question is crucial because Missouri operates under an “at-fault” insurance system. This means if you are injured in a car accident due to another driver’s negligence, you must first seek compensation from the at-fault driver or their insurance company.

Missouri law mandates that all vehicle owners carry liability insurance to cover the costs of damages they cause through their own negligence.

The minimum required liability insurance coverage includes:

$25,000 for bodily injury per person
$50,000 for bodily injury per accident
$25,000 for property damage

Unfortunately, many car accidents result in injuries and damages that surpass these minimum coverage limits, potentially leaving you with expenses that are not covered.

We can explore several options to help manage this situation:

File a claim under your underinsured motorist coverage with your own insurance
Pursue a personal injury lawsuit against the underinsured driver to seek further damages
Consider a lawsuit against a responsible third party, such as an employer, manufacturer, or government entity

If you’ve been injured in a Missouri car accident by an underinsured driver, it’s essential to explore all possible avenues for recovering damages.

Contact Schultz & Myers Personal Injury Lawyers for a free consultation. We will review your insurance policies, identify the best options for your specific circumstances, and assist in securing the compensation you rightly deserve.

What Types of Damages Can I Get Through My Underinsured Motorist Coverage?

In Missouri, underinsured motorist coverage is an optional addition to your auto insurance policy that becomes applicable when the at-fault driver’s insurance isn’t sufficient to cover your damages.

This coverage typically includes compensation for both economic and non-economic damages, including:

Medical expenses
Rehabilitation
Lost wages
Pain and suffering
Emotional distress
Reduced quality of life
Loss of companionship
Property damage

Navigating the insurance claims process can be complex and demanding, especially when you’re also coping with the physical and emotional impacts of your injuries.

Let Schultz & Myers Personal Injury Lawyers take care of securing the compensation you deserve.

Set Up a Free Consultation To Discuss Your Underinsured Motorist Claim With an Attorney

If you’re involved in a car accident with an underinsured driver, you may be concerned about receiving full compensation for your injuries. Allow us to alleviate your worries by discussing all available options with you.

Schultz & Myers Personal Injury Lawyers bring years of experience in assisting clients with underinsured motorist claims. Leverage our background by contacting our St. Louis underinsured motorist lawyers today for a free consultation. We’re here to help you navigate this challenging process and ensure you get the compensation you deserve.

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